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Resources
> Mortgage Loan Resources
Mortgage Resources and Links For Borrowers
Various documents, links and other resources related to mortgage loans.
Loan Documents
Other Loan Resources
Mortgage Documents
A Homeowner's Rights Under Foreclosure
An in-depth analysis of the rights homeowners are entitled to under foreclosure (PDF - 197.9 kB).
Appraisal Disclosure
A notice to the applicant of the right to receive a copy of the appraisal report (PDF - 73.9 kB).
Borrower's Certification and Authorization
Borrower's certification and authorization release form (PDF - 51.8 kB).
Consumer Handbook on Adjustable Rate Mortgages (ARM)
An overview of adjustable-rate mortgages, how ARMs work & issues borrowers might face (PDF - 1.74 MB).
Credit Report Authorization and Release
Credit report authorization and release form (PDF - 68 kB).
Disclosure Notices
Disclosure notices for borrowers (PDF - 87.7 kB).
Loan Submission Sheet
Loan submission sheet for borrowers (PDF - 92.1 kB).
Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance
Notice of special flood hazards and availability of federal disaster relief assistance form (PDF - 80.2 kB).
Tax Information Authorization
Tax information authorization or 8821 form for borrowers (PDF - 425.2 kB).
The Federal Equal Credit Opportunity Act
Equal credit opportunity act notice form for borrowers (PDF - 70.8 kB).
The Housing Financial Discrimination Act of 1977 Fair Lending Notice
The housing financial discrimination act of 1977 fair lending notice form (PDF - 99.4 kB).
Your Home Loan Toolkit
This booklet by the CFPB is a toolkit that can help you make better choices along your path to owning a home. (PDF 1.57 MB)
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Other Mortgage Resources
FHA Resource Center
The FHA Resource Center. Are you a consumer with questions about... Buying a home? Qualifying for a loan? FHA loans? Down payment assistance?
Loan Checklist
A comprehensive list of documents needed to complete a mortgage loan application, updated for 2022 (PDF - 581 kB).
Loan Estimate Explainer
Use the CFPB's tool to review your Loan Estimate to make sure it reflects what you discussed with the lender.
Notary-ASAP - Mobile & Remote Online Notarizations
A Texas based online notary service providing standard, mobile & remote notaries. Our notary publics specialize in homebuyer and small business loans.
US Department of Housing and Urban Development / Federal Housing Administration (FHA)
What is the Federal Housing Administration? The Federal Housing Administration provides mortgage insurance on loans made by FHA-approved lenders
USDA Rural Development
Provides consultations, assistance and funding opportunities for, individuals and businesses located in rural communities.
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Your King Team at Brighton Bank is committed to excellence in service. If you have any questions please send us a message or give us a call at:
Alex King:
(214) 762-1111
Kathy King:
(214) 597-5790
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